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Mutual fund dealing representatives (“mutual fund advisors”) registered with Manulife Wealth Inc. offer mutual funds. Insurance products and services are offered through Manulife Wealth Insurance Services Inc. The Manulife Bank Advantage Account is offered by Michael Skinner through referral arrangement with their insurance business MJS Investment Management Ltd. and is separate from Manulife Wealth Inc. product offerings.

Please confirm with your Advisor which company you are dealing with for each of your products and services. Manulife Wealth Inc. is an indirectly, wholly-owned subsidiary of Manulife Financial Corporation (MFC). MFC owns The Manufacturers Life Insurance Company (MLI), a financial services organization offering a range of protection, estate planning, investment and banking solutions through a multi-channel distribution network. MLI owns Manulife Wealth Inc. and Manulife Wealth Insurance Services Inc. MLI also owns Manulife Bank of Canada, a federally chartered Schedule 1 bank, which in turns owns Manulife Trust Company, a federally chartered trust company.

Michael Skinner and Manulife Wealth Inc. (“Manulife Wealth”) do not make any representation that the information in any linked site is accurate and will not accept any responsibility or liability for any inaccuracies in the information not maintained by them, such as linked sites. Any opinion or advice expressed in a linked site should not be construed as the opinion or advice of Michael Skinner or Manulife Wealth Inc. Manulife, Manulife & Stylized M Design, Stylized M Design and Manulife Wealth are trademarks of The Manufacturers Life Insurance Company and are used by it, and by its affiliates under license. Manulife Wealth Inc. is a Member of CIRO.

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