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<p>Mutual funds are offered through Manulife Securities Investment Services Inc. Insurance products and services are offered through MJS Investment Management Ltd. Banking products are offered through referral.</p> <p>Manulife Securities related companies are 100% owned by The Manufactures Life Insurance Company (MLI) which is 100% owned by the Manulife Financial Corporation a publicly traded company. Details regarding all affiliated companies of MLI can be found on the Manulife Securities website&nbsp;www.manulifesecurities.ca. Please confirm with your advisor which company you are dealing with for each of your products and services.</p>